Privacy Policy
Last Updated: August 25, 2026
This Privacy Policy explains how RichAsF (“RichAsF,” “we,” “us”) collects,
uses, and protects personal information through the websites, applications, and messaging programs we operate,
including richasf.ai. RichAsF Real Estate and RichAsF AI are business names of
Gnivil LLC.
Mobile information and third parties. No mobile information will be shared with third
parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and
consent will not be shared with any third parties.
1. SMS Communications & Consent
We operate two separate text-messaging programs. They have different audiences and different consent models,
and are described separately below. Message and data rates may apply. Message frequency varies. You can stop any
of our messages at any time by replying STOP, and get help by replying HELP.
Full detail is on our SMS Consent page and in our
Terms of Service.
Program A — RichAsF Real Estate: Homeowner Conversations
Conversational, one-to-one text messages with Illinois homeowners about their property options.
- How consent works: we text only people who opted in, in one of two ways — they
ticked the optional, unticked-by-default SMS consent checkbox on our website contact form, or they
contacted us first. We do not text anyone to ask for permission to text them. We record
the date and time, the phone number, and the source of the consent.
- Homeowners who have not opted in may be contacted by phone or mail using information
from public county records, but are not sent text messages.
- Frequency: varies with the conversation — typically fewer than 10 per month.
- Opt out: reply STOP. Opt-outs are stored permanently as a do-not-contact flag that
blocks both texting and calling from our tools.
Program B — RichAsF AI: Account & Deal Alerts
Optional notifications for registered RichAsF AI users: deal alerts matching saved investment criteria,
property-analysis completion notices, market update summaries, and account announcements.
- How consent works: the user provides a mobile number and expressly opts in during
registration or in their dashboard. Consent is never a condition of purchasing anything from us. We
record the phone number and the opt-in timestamp.
- Frequency: varies with market activity and notification settings; typically
5–20 messages per month.
- Opt out: reply STOP, or change notification preferences in the dashboard.
After opting out of either program you may re-subscribe at any time by texting START or contacting
help@richasf.ai.
2. Data We Collect
- Phone Number: provided by you — on our website contact form, or when you contact
us. Numbers used for text messaging are always ones you gave us together with SMS consent. We may
also hold phone numbers from public county records and publicly available sources; those are used for
calls and mail only, never for text messages unless you have separately opted in.
- Property and Public-Record Data: address, ownership, and foreclosure-status information
drawn from county records and other public sources.
- Message and Consent Records: the content of messages exchanged with us, and the
timestamp, originating number, and reply text used to evidence consent or opt-out.
- Email: for account management and analysis reports.
- Investment Criteria: location preferences, budget range, property types.
- Usage Data: properties analyzed, searches performed, dashboard activity.
3. How We Use Your Data
- Contact homeowners about options for their property, and continue conversations they have opted into
- Send deal alerts and analysis results via SMS and email to users who opted in
- Maintain consent and do-not-contact records, and honor opt-outs
- Improve property matching algorithms
- Provide customer support
- Monitor system performance and optimize service
4. Data Sharing
We do NOT sell your personal information. No mobile information will be shared with
third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data
and consent will not be shared with any third parties. We share data only with:
- Service Providers: RingCentral (SMS delivery and voice), cloud hosting infrastructure.
These vendors process data on our behalf under contract and may not use it for their own marketing.
- Public Records: property data aggregated from public sources (MLS, county records)
- Legal: where required by law, subpoena, or to protect our rights or the safety of others
5. Data Security
We use industry-standard encryption for data transmission and storage. Phone numbers are stored securely and
access is restricted to authorized personnel only. Access to our internal tools is limited to accounts we
provision and approve.
6. Your Rights
- Access your data via account dashboard, or by emailing help@richasf.ai
- Request correction or deletion of the information we hold about you
- Update notification preferences anytime
- Export your analysis history
Opt-out and do-not-contact records are retained even after a deletion request, because we need them to keep
honoring your opt-out.
7. Retention
Active account data is retained for the duration of your subscription. After cancellation:
- Transaction records (email, payment history): retained 12 months for legal/tax compliance, then permanently deleted
- Investment criteria and usage data: deleted within 30 days of cancellation unless you request earlier deletion
- Phone number: removed immediately upon cancellation or opt-out, except where retained on our do-not-contact list to enforce the opt-out
8. Compliance
This service complies with:
- TCPA (Telephone Consumer Protection Act)
- CTIA Messaging Principles and Best Practices
- RingCentral SMS/MMS Content Policies and Acceptable Use Policy
9. Changes to This Policy
We may update this policy to reflect service changes or legal requirements. Users will be notified via email 30 days before changes take effect.